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Cream together sugar and butter in a large bowl. Add eggs and mix well. Add pumpkin and mix well.
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In a separate bowl mix together flour, baking powder, baking soda, salt, cinnamon, cloves, and nutmeg.
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Alternately add flour mixture, then milk and vanilla to pumpkin mixture. Fold in chocolate chips at the end.
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Pour batter into well greased bread pans.
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Bake at 350 degrees F for 45-55 minutes or until a toothpick inserted comes out clean. Cool on wire racks.
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*For mini loaves, check them around 30min after baking, then every 5 min. after that (if they need it) until they are done.